Program Business

Specialty Programs with specialty coverages and administration

Claims Efficiency

Claims administration tailored to be responsive and efficient


Personal attention and relationship building focused underwriting

Taking control of business cost sometimes means challenging the route that is less traversed.  In the modern world things change so quickly and your insurance doesn’t have to be left behind.


When Properly Structured and Managed
captive insurance can 
provide lower premiums and expand capacity where it is needed

Some risk which may be considered uninsurable can work within a captive by providing participants and their sponsors direct access to reinsurance markets

Coverage which requires standardization and filling meant to cover larger groups of insureds will not create the same options to lower cost which smaller homogenous groups with better risk profiles can by self insuring.

The speed of setup within a cell captive is quicker because the company is already in existence and the cell is only segregating a new risk. Once a cell is no longer needed, run-off can be much easier and closure is less time consuming.

Sophisticated insureds no longer have to pay premiums based on non correlated factors of the market and can allow their own risk management efforts to be rewarded with pricing that reflects better experience.


Captives licensed worldwide


$Billion of Global Captive Premium


Licensed Nevada Captives


$Billion of Nevada Captive Premiums


Cell Captives are perfect vehicles for niche programs where  access to capacity through international reinsurance markets can expand the capacity for growth

Creativity can often lead to new approaches and better efficiencies and savings to pass along to the cell’s participants

Surety Program

A flexible and and service oriented surety program for small contractors and unique surety risk which have limited market capacity

Marine Program

The marine package program offers many of the coverages that brown water contractors and fisherman typically use to manage their business risk.

Small Business GL

Designed for small business  and independent contractors who cary GL insurance. Learn how we are helping pet care professionals obtain  coverage tailored to their business.



Alternative ways of managing risk and customized coverages to meet business objectives



With direct access to reinsurance markets some or all of the risk can be ceded



Coverage can be tailored to meet a business changing risk appetite



Responding to market changes is much easier for captive insurers

Captive Insight

What the experts say

Captives have come a long way in the last hundred years.  Today there is much greater understanding amongst the industry of the benefits and uses.

The captive insurance market continues to remain “resilient, effective, efficient and profitable,” with rising premiums and lower combined ratios compared with the traditional insurance market as it further expands to cover evolving risks

AM Best Co. Inc.

Indeed, captive insurance must rank as one of the best business asset protection strategies ever created.

Jay Adkinson

Riser Adkisson LLP

Nevada, which is known for being a business-friendly state, ranks high in the nation as a domicile for captive insurers.

Captive Insurance Times